Privacy Policy

Last Updated: January 2026

Consent to Contact (Communications Disclosure)

By submitting your phone number and/or email address through this website, you expressly consent to be contacted by Retirement Journal Research Group regarding educational content, products, or services, including through automated or non-automated calls, prerecorded or artificial voice messages, SMS/MMS text messages, and email communications, even if your number is listed on a federal, state, or corporate Do Not Call registry.

Your consent is not required as a condition of any purchase. Message and data rates may apply. You may opt out of communications at any time by following the unsubscribe instructions provided in our messages or by contacting us directly with a Do Not Call request.

By communicating with us by phone or email, you acknowledge and consent that calls, texts, and emails may be monitored or recorded for quality assurance, training, and compliance purposes.

Introduction

Retirement Journal Research Group (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide while using this website. This Privacy Policy explains how we collect, use, store, and protect your information when you access or interact with our website and related content.

By using this website, you agree to the terms of this Privacy Policy and our Terms & Conditions.

Information We Collect

Non-Personal Information

Non-personal information does not identify you individually. This may include:

Browser type

Device information

IP address

Pages visited

Time spent on pages

Referring URLs

We use this information to improve website performance, content quality, and user experience.

Personal Information

Personal information is information that identifies you as an individual and may include:

Name

Email address

Phone number

Location (state or ZIP code)

Any information voluntarily submitted through forms or communications

We collect personal information only when you voluntarily provide it.

How We Use Your Information

We may use your information to:

Provide access to educational content

Respond to inquiries or requests

Deliver communications you have consented to receive

Improve website functionality and offerings

Maintain internal records

Comply with legal, regulatory, or compliance obligations

Protect our rights, property, or users

We do not use your information to provide individualized investment, legal, or tax advice.

Cookies & Tracking Technologies

We may use cookies, pixels, web beacons, and similar technologies to:

Understand website usage

Measure traffic and engagement

Improve marketing effectiveness

Support analytics and advertising platforms

You may disable cookies through your browser settings; however, some website features may not function properly if cookies are disabled.

Third-party service providers (such as analytics or advertising platforms) may also use cookies in accordance with their own privacy policies. We do not control third-party tracking technologies.

Information Sharing

We do not sell or rent your personal information.

We may share your information only in the following limited circumstances:

With service providers who assist us in operating the website or communications (under confidentiality obligations)

To comply with legal requirements, court orders, or lawful requests

To protect our rights, property, or safety

In connection with a business transfer (merger, acquisition, or asset sale)

Any third parties we engage are authorized to use your information only to perform services on our behalf.

Communications

If you opt in, we may contact you by email, phone, or text regarding educational materials, updates, or related services. You may unsubscribe or opt out at any time.

We cannot guarantee that electronic communications are fully secure and encourage you not to share sensitive information through unsecured channels.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information. However, no system can guarantee absolute security, and you acknowledge this risk by using the website.

External Links

This website may contain links to third-party websites. We are not responsible for the privacy practices, content, or policies of external sites.

Public Areas

If the website includes public forums, comments, or discussion areas, any information you share becomes public. Please do not disclose sensitive personal information in public areas.

Access, Updates & Deletion

You may request to:

Access your personal information

Correct or update your information

Request deletion of your information

Opt out of communications

To make a request, contact us using the information below.

Children’s Privacy

This website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, it will be deleted promptly.

Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of the website constitutes acceptance of any changes.

Contact Information

If you have questions regarding this Privacy Policy or our data practices, you may contact us at:

Email: [email protected]